福运彩票平台

贵州省生源地信用助学贷款工作实施方案

时间:2016-06-27点击:

福运彩票平台WEIGUANCHELUOSHI《GUOWUYUANGUANYUJIANLIJIANQUANPUTONGBENKEGAOXIAOGAODENGZHIYEXUEXIAOHEZHONGDENGZHIYEXUEXIAOJIATINGJINGJIKUNNANXUESHENGZIZHUZHENGCETIXIDEYIJIAN》(GUO[2007]13HAO),BANGZHUJIATINGJINGJIKUNNANDAXUESHENGSHUNLIWANCHENGXUEYE,GENJU《CAIZHENGBUJIAOYUBUYINJIANHUIGUANYUDALIKAIZHANSHENGYUANDIXINYONGZHUXUEDAIKUANDETONGZHI》(CAIJIAO[2008]196HAO)YOUGUANGUIDING,XIANJIUZUOHAOWOSHENGSHENGYUANDIXINYONGZHUXUEDAIKUANGONGZUOZHIDINGBENFANGAN。

一、贷款性质和条件

SHENGYUANDIXINYONGZHUXUEDAIKUANSHIZHIGUOJIAKAIFAYINXINGGUIZHOUSHENGFENXINGHUOQIWEITUODAILIJINRONGJIGOUXIANGFUHETIAOJIANDEJIATINGJINGJIKUNNANDEPUTONGGAOXIAOXINSHENGHEZAIXIAOSHENGFAFANGDE、ZAIXUESHENGRUXUEQIANHUJISUOZAIXIAN(SHI、QU、TEQU)BANLIDEZHUXUEDAIKUAN。SHENGYUANDIDAIKUANWEIXINYONGDAIKUAN,XUESHENGHEJIAZHANG(HUOQITAFADINGJIANHUREN)WEIGONGTONGJIEKUANREN,GONGTONGCHENGDANHAIKUANZEREN。

SHENQINGSHENGYUANDIXINYONGZHUXUEDAIKUANDEXUESHENGYINGFUHEYIXIATIAOJIAN:

福运彩票平台(YI)JUYOUZHONGHUARENMINGONGHEGUOGUOJI;

(ER)CHENGSHISHOUXIN,ZUNJISHOUFA;

(SAN)YIBEIGENJUGUOJIAYOUGUANGUIDINGPIZHUNSHELI、SHISHIGAODENGXUELIJIAOYUDEQUANRIZHIPUTONGBENKEGAOXIAO、GAODENGZHIYEXUEXIAOHEGAODENGZHUANKEXUEXIAO(HANMINBANGAOXIAOHEDULIXUEYUAN,XUEXIAOMINGDANYIJIAOYUBUGONGBUDEWEIZHUN)ZHENGSHILUQU,QUDEZHENSHI、HEFA、YOUXIAODELUQUTONGZHISHUDEWOSHENGXINSHENGHUOGAOXIAOZAIDUXUESHENG(HANBENZHUANKEXUESHENG、YANJIUSHENGHEDIERXUESHIXUESHENG);

(SI)XUESHENGBENRENRUXUEQIANHUJI、QIFUMU(HUOQITAFADINGJIANHUREN)HUJIJUNZAIBENXIAN(SHI、QU、TEQU);

(WU)JIATINGJINGJIKUNNAN,SUONENGHUODEDESHOURUBUZUYIZHIFUZAIXIAOQIJIANWANCHENGXUEYESUOXUDEJIBENFEIYONG。

二、贷款政策

(YI)SHENGYUANDIXINYONGZHUXUEDAIKUANANNIANDUSHENQING、SHENPIHEFAFANG,MEIGEJIEKUANRENMEINIANSHENQINGDEDAIKUANYUANZESHANGZUIGAOBUCHAOGUO8000YUAN,QIEBUDIYU1000YUAN,NIANDUXUEFEIHEZHUSUFEIBIAOZHUNZONGHEDIYU8000YUANDE,DAIKUANEDUKEANZHAOXUEFEIHEZHUSUFEIBIAOZHUNZONGHEQUEDING,ZHUYAOYONGYUJIEJUEXUESHENGZAIXIAOQIJIANDEXUEFEIHEZHUSUFEIWENTI;QUANRIZHIYANJIUSHENGMEIRENMEINIANSHENQINGDAIKUANEDUBUCHAOGUO12000YUAN,QIEBUDIYU1000YUAN,NIANDUXUE

福运彩票平台FEIHEZHUSUFEIBIAOZHUNZONGHEDIYU12000YUANDE,DAIKUANEDUKEANZHAOXUEFEIHEZHUSUFEIBIAOZHUNZONGHEQUEDING。DAIKUANEDURUYUGUOJIAZHENGCEDIAOZHENG,YINGANZUIXINGUIDINGZHIXING。

(ER)DAIKUANQIXIANYUANZESHANGANQUANRIZHIBENZHUANKEXUEZHIJIA10NIANQUEDING,ZUIZHANGBUCHAOGUO14NIAN,QIZHONGZAIXIAOSHENGANSHENGYUXUEXINIANXIANJIASHANG10NIANQUEDING。XUEZHICHAOGUO4NIANHUOJIXUGONGDUYANJIUSHENGXUEWEI、DIERXUESHIXUEWEIDE,XIANGYINGSUODUANXUESHENGBIYEHOUDEHAIDAIQIXIAN。

(SAN)DAIKUANLILVZHIXINGZHONGGUORENMINYINXINGGONGBUDETONGQITONGDANGCIJIZHUNLILV,BUSHANGFU。

(SI)SHENGYUANDIXINYONGZHUXUEDAIKUANBENXIDECHANGHAIZHIFU。DAIKUANBENJINFENNIANDUCHANGHAI,DAIKUANLIXIANNIANJISHOU。XUESHENGBIYEHOULIANGNIANQIJIANWEIKUANXIANQI,KUANXIANQIHOUYOUXUESHENGHEJIAZHANG(HUOQITAFADINGJIANHUREN)ANDAIKUANHETONGYUEDING,ANNIANDUFENQICHANGHAIDAIKUANBENJIN。XUESHENGZAIXIAOQIJIANDELIXIYOUCAIZHENGJINETIEXI;BIYEHOUDELIXIYOUXUESHENGHEJIAZHANG(HUOQITAFADINGJIANHUREN)GONGTONGFUDAN,XUESHENGCONGBIYEDANGNIANKAISHI,ANNIANDUCHANGHAIDAIKUANLIXI,ZUIHOUYICICHANGHAIDAIKUANBENJINSHILISUIBENQING。

三、贷款程序

福运彩票平台(YI)DAIKUANSHENQING。JIEKUANRENTIANXIEYOUGUOJIAKAIFAYINXINGGUIZHOUSHENGFENXINGTONGYIZHIDINGDEDAIKUANSHENQINGBIAO,XIANGXIAN(BAOKUOXIAN、SHI、QU、TEQU,XIATONG)XUESHENGZIZHUGUANLIZHONGXIN(HUOXIANJIJIAOYUXINGZHENGBUMENFUZECIXIANGGONGZUODEJIGOU,XIATONG)TICHUJIEKUANSHENQING,TONGSHITIGONGYIXIACAILIAO:

1.JIEKUANXUESHENGJIGONGTONGJIEKUANRENYOUXIAOSHENFENZHENGJIQIFUYINJIAN。

2.HUKOUSUOZAIDIDEXIANGXIDIZHI、LIANXIFANGSHI。

3.XUEJIZHENGMING。XINSHENGPINGDAXUELUQUTONGZHISHUJIQIFUYINJIAN;ZAIDUSHENGPING《XUESHENGZHENG》JIJIEKUANXUESHENGSUOZAIGAOXIAOCHUJUDEZHENGMING。

4.JIATINGJINGJIKUNNANZHENGMINGCAILIAO。XINSHENGTIJIAOGAOZHONGBIYEXUEXIAOHECUNWEIHUI(JUWEIHUI)CHUJUDEJIATINGJINGJIKUNNANZHENGMINGCAILIAO;ZAIDUSHENGTIJIAOZAIDUXUEXIAOHECUNWEIHUI(JUWEIHUI)CHUJUDEJIATINGJINGJIKUNNANZHENGMINGCAILIAO(JINXIANDIYINIANSHENQINGSHITIGONG)。

(ER)DAIKUANSHENCHAJIHETONGQIANDING。XIANXUESHENGZIZHUGUANLIZHONGXINSHOUDAOJIEKUANSHENQINGHOUDUISHENQINGZILIAOJINXINGSHENCHA,SHENCHAHEGEDE,SHENQINGJIEKUANXUESHENGJIGONGTONGJIEKUANRENYUGUOJIAKAIFAYINXINGGUIZHOUSHENGFENXINGHEXIANXUESHENGZIZHUGUANLIZHONGXINQIANDINGJIEKUANHETONG。

(SAN)HETONGHUIZONG。XIANXUESHENGZIZHUGUANLIZHONGXINJIANGQUANXIANJIEKUANHETONGZHENGLIHUIZONGHOUBAOSHANGJISHI(ZHOU、DI)XUESHENGZIZHUGUANLIZHONGXIN,GESHI(ZHOU、DI)XUESHENGZIZHUGUANLIZHONGXINJIANGBENXIAQUNEIGEXIANDEXUESHENGJIEKUANHETONGZHENGLIHUIZONGHOUBAOSONGSHENGXUESHENGZIZHUGUANLIBANGONGSHI(YIXIAJIANCHENGSHENGZIZHUBAN),SHENGZIZHUBANZAITONGYISONGGUOJIAKAIFAYINXINGGUIZHOUSHENGFENXING。

(SI)DAIKUANSHENPI。GUOJIAKAIFAYINXINGGUIZHOUSHENGFENXINGDUIJIEKUANHETONGSHENPIHOUJIAOSHENGZIZHUBAN,SHENGZIZHUBANJIANGQIXIAFAGESHI(ZHOU、DI)XUESHENGZIZHUGUANLIZHONGXIN,GESHI(ZHOU、、DI)XUESHENGZIZHUGUANLIZHONGXINXIAFAJIXIANXUESHENGZIZHUGUANLIZHONGXIN,YOUQIZHUANJIAODAILIJINGBANYINXINGBEIAN。

(WU)DAIKUANFAFANG。DUIYUSHENGYUANDIXINYONGZHUXUEDAIKUANSHENPIHEGEDEXUESHENG,YOUGUOJIAKAIFAYINXINGGUIZHOUSHENGFENXINGWEITUODAILIJINGBANYINXINGXIANGQIFAFANGDAIKUAN。

四、贷款贴息与风险补偿

(YI)TIEXI。DAIKUANXUESHENGZAIXIAOQIJIANLIXIQUANBUYOUCAIZHENGTIEXI,QIZHONGKAORUZHONGYANGGAOXIAODEXUESHENG,QIDAIKUANTIEXIYOUZHONGYANGCAIZHENGCHENGDAN;KAORUDIFANGGAOXIAODEXUESHENG,KUASHENGJIUDUDE,QIDAIKUANTIEXIYOUZHONGYANGCAIZHENGCHENGDAN;ZAIWOSHENGSHENGSHUYUANXIAOJIUDUDEXUESHENG,QIDAIKUANTIEXIYOUSHENGJICAIZHENGFUDAN;ZAIWOSHENGSHI(ZHOU、DI)SUOSHUYUANXIAOJIUDUDEXUESHENG,QIDAIKUANTIEXIYOUSHI(ZHOU、DI)JICAIZHENGFUDAN。DAIKUANXUESHENGBIYEHOULIXIQUANBUYOUXUESHENGJIJIAZHANG(HUOFADINGJIANHUREN)FUDAN。

(ER)FENGXIANBUCHANGJIN。JIANLISHENGYUANDIXINYONGZHUXUEDAIKUANFENGXIANBUCHANGJIN,QIBILIANDANGNIANDAIKUANFASHENGEDE15%QUEDING。QIZHONGKAORUZHONGYANGGAOXIAODEXUESHENG,QIFENGXIANBUCHANGJINYOUZHONGYANGCAIZHENGCHENGDAN;KAORUDIFANGGAOXIAODEXUESHENG,KUASHENGJIUDUDE,QIFENGXIANBUCHANGJINYOUZHONGYANGCAIZHENGCHENGDAN;ZAIWOSHENGSHENGSHUYUANXIAOJIUDUDEXUESHENG,QIFENGXIANBUCHANGJINYOUZHONGYANGHESHENGJICAIZHENGGEFENDAN50%;ZAIWOSHENGSHI(ZHOU、DI)SUOSHUYUANXIAOJIUDUDEXUESHENG,QIFENGXIANBUCHANGJINYOUZHONGYANGCAIZHENGHEXIANGGUANSHI(ZHOU、DI)CAIZHENGGEFENDAN50%。

福运彩票平台(SAN)TIEXIHEFENGXIANBUCHANGJINGUANLI。ZHONGYANGHEDIFANGFUDANDETIEXIJIFENGXIANBUCHANGJINFENBIEYOUQUANGUOXUESHENGZIZHUGUANLIZHONGXINHESHENGZIZHUBANFUZEGUIJI。MEINIAN11YUE20RIQIAN,ZHONGYANG、SHENGHESHI(ZHOU、DI)CAIZHENGFUDANDETIEXIJIFENGXIANBUCHANGJINYAOZUEHUARUSHENGZIZHUBANZAIGUOJIAKAIFAYINXINGGUIZHOUSHENGFENXINGKAISHEDEZHUANHU。SHENGYUANDIXINYONGZHUXUEDAIKUANFENGXIANBUCHANGJINYOUGUOJIAKAIFAYINXINGGUIZHOUSHENGFENXINGSHIXINGZHUANHUGUANLI,ZUOWEIZHUANXIANGZIJIN,ZHUYAOYONGYUFANGFANHEMIBUSHENGYUANDIXINYONGZHUXUEDAIKUANSUNSHI。

FENGXIANBUCHANGJINRUOCHAOCHUSHENGYUANDIXINYONGZHUXUEDAIKUANSUNSHI,CHAOCHUBUFENYOUGUOJIAKAIFAYINXINGGUIZHOUSHENGFENXINGJIANGLIJIXIANJIXUESHENGZIZHUGUANLIZHONGXIN;RUODIYUSHENGYUANDIXINYONGZHUXUEDAIKUANSUNSHI,BUZUBUFENYOUGUOJIAKAIFAYINXINGGUIZHOUSHENGFENXINGHEXIANJICAIZHENGBUMENGEFENDAN50%。

五、组织管理

GEJICAIZHENG、JIAOYUBUMEN、GUOJIAKAIFAYINXINGGUIZHOUSHENGFENXINGJIDAILIJINGBANYINXINGYAOFENGONGFUZE,MIQIEPEIHE,JIANLILIANGXINGDESHENGYUANDIXINYONGZHUXUEDAIKUANYUNXINGJIZHI。

GUOJIAKAIFAYINXINGGUIZHOUSHENGFENXINGANZHAOBENFANGANYAOQIUHEGUOJIAZHUXUEDAIKUANYOUGUANGUIDING,ZHIDINGJUTISHISHIBANFA,XIANGFUHETIAOJIANDEXUESHENGFAFANGSHENGYUANDIXINYONGZHUXUEDAIKUAN。GUOJIAKAIFAYINXINGGUIZHOUSHENGFENXINGKETONGGUOWEITUOFANGSHIYOUQITAJINRONGJIGOUDAILIJIESUANGUANLI。

福运彩票平台XIANJIJIAOYUXINGZHENGBUMENYAOANZHAOGUOFA[2007]13HAOHEJIAOCAI[2007]14HAOWENJIANDEYAOQIU,ZAIZHENGHEXIANYOUZIYUANDEJICHUSHANG,CHENGLIXIANXUESHENGZIZHUGUANLIZHONGXIN,FUZESHOUJI、ZHENGLI、HUIZONGXUESHENGDEJIATINGJINGJIZHUANGKUANG、SHENGYUANDIXINYONGZHUXUEDAIKUANXUQIUDENGXINXI;DUIDAIKUANXUESHENGDEJIATINGJINGJIQINGKUANGJINXINGDIAOCHA、RENDING;JIANLIXUESHENGXINYONGHEDAIKUANZIGEPINGYIXIAOZU,QUEDINGFUHEDAIKUANTIAOJIANDEXUESHENGMINGDAN,CESUANDAIKUANXUQIU,BIANZHIDAIKUANYUAN;BANLISHENGYUANDIXINYONGZHUXUEDAIKUANSHENQING、CHUSHEN、HETONGQIANDINGDENGGUANLIGONGZUO;JIESHOUGAODENGXUEXIAO、SHENGYUANDIXINYONGZHUXUEDAIKUANHEGUOJIAZHUXUEDAIKUANJINGBANYINXINGDEWEITUO,JIANLIYUDAIKUANXUESHENGJIATINGDELIANXIZHIDU,GENZONGLEJIEDAIKUANXUESHENGDEJIATINGJINGJIZHUANGKUANGBIANHUAQINGKUANG;SHOUDAIKUANYINXINGWEITUOCUIHAIDAIKUAN;FUZEXIANGSHENGZIZHUBAN、GAODENGXUEXIAOHEDAIKUANYINXINGDINGQIBAOSONGDAIKUANXUESHENGDEYOUGUANXINXIDENG,JIAQIANGYUGAOXIAOGOUTONG,BIMIANZHONGFUDAIKUAN。MEIYOUCHENGLIXIANXUESHENGZIZHUGUANLIZHONGXINDE,YINGZANYOUGEXIAN(SHI、QU、TEQU)JIAOYUXINGZHENGBUMENJINKUAIXIEDIAOZHUANMENBUMENZHUANRENFUZESHANGSHUGONGZUO。YOUGUANGAOZHONGXUEXIAOYAOPEIHEXIANXUESHENGZIZHUGUANLIZHONGXINHEGUOJIAKAIFAYINXINGGUIZHOUSHENGFENXINGHUOQIDAILIJINGBANYINXING,TIGONGDANGNIANGAOKAOZHAOSHENGLUQUQINGKUANGJISHENGYUANDIXINYONGZHUXUEDAIKUANXUQIUQINGKUANG,XIEZHUZUOHAODAIKUANSHENQINGDENGGONGZUO。YOUGUANGAODENGXUEXIAOYAOJIAQIANGDUIXUESHENGDECHENGXINJIAOYU,PEIYANGXUESHENGDECHENGXINYISHI,DUCUXUESHENGBIYEHOUANZHAODAIKUANHETONGYUEDINGLVXINGHAIKUANYIWU;GENJUYOUGUANXIANXUESHENGZIZHUGUANLIZHONGXINXUYAO,TIGONGSHENGYUANDIXINYONGZHUXUEDAIKUANXIANGGUANXINXIHEZHENGMING。

福运彩票平台JINNIANLAI,SHENGJICAIZHENGBUMENZAINIANDUYUSUANZHONGYIZUEANPAIBINGJISHIBOFUTIEXIZIJINHEFENGXIANBUCHANGJIN。SHI(ZHOU、DI)CAIZHENGBUMENYAOJIJICANYUSHENGYUANDIXINYONGZHUXUEDAIKUANGUANLI,LUOSHIYINGYOUBENJIFUDANDETIEXIZIJINHEFENGXIANBUCHANGJIN,BINGHUITONGJIAOYUBUMENZHIDAOHEJIANDUXIANJIXUESHENGZIZHUGUANLIZHONGXINKAIZHANSHENGYUANDIXINYONGZHUXUEDAIKUANGONGZUO。WEITUIDONGGESHI(ZHOU、DI)SHENGYUANDIXINYONGZHUXUEDAIKUANDEGONGZUO,SHENGJISHELISHENGYUANDIXINYONGZHUXUEDAIKUANJIANGLIBUZHUZHUANXIANGZIJIN,JUTIJIANGLIBANFALINGXINGZHIDING。

福运彩票平台YINJIANBUMENHUITONGCAIZHENG、JIAOYUBUMENDUIYINXINGYEJINRONGJIGOUKAIBANSHENGYUANDIXINYONGZHUXUEDAIKUANYEWUJINXINGZHIDAO,DINGQIJINXINGJIANCHAHEPINGJIA,DUCUJINGBANYINXINGWANSHANJINRONGFUWU、TIGAOGONGZUOXIAOLV。

六、其他

BEN《FANGAN》YINFAHOU,WOSHENGSHENGYUANDIXINYONGZHUXUEDAIKUANANZHAOGAI《FANGAN》BANLI,BUZAIZHIXING《SHENGRENMINZHENGFUBANGONGTINGGUANYUYINFAGUIZHOUSHENGGUOJIAZHUXUEDAIKUANSHISHIXIZE(SHIXING)HEGUIZHOUSHENGSHENGYUANDIGUOJIAZHUXUEDAIKUANSHISHIBANFA(SHIXING)DETONGZHI》(QIANFUBANFA[2004]68HAO);YIDAIDEGUOJIAZHUXUEDAIKUANHESHENGYUANDIGUOJIAZHUXUEDAIKUANANYUANSHISHIXIZEHESHISHIBANFACHANGHAIDAIKUAN。

福运彩票平台BEN《FANGAN》ZIYINFAZHIRIQIZHIXING。

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